Unsecured loans. What’s the intent behind your loan?


Unsecured loans. What’s the intent behind your loan?

Fund a number of things

Do you wish to offer the vehicle you’re buying as safety for the loan to obtain a lesser rate of interest?

Must you utilize the loan at one time or perhaps in a few small amounts?

Several small amounts

Exactly exactly How do you want to repay your loan?

Fixed repayments with an end-date

Flexible repayments without any end-date

Unsecured Unsecured Loan

Why opt for a Westpac Unsecured Unsecured Loan?

  • Whatever term www.autotitleloansplus.com you choose, you’ll now get our brand new rate that is lowered ofper cent p.a. (contrast price 13.15% p.a. ^ )
  • Borrow between $4,000 and $50,000 (conditions apply)
  • Pay your loan off between 1 and 7 years
  • Refinance Australian, non-Westpac signature loans, charge cards or shop cards
  • Access your funds in a Westpac account, within 60 moments of last approval, 24/7. 3

Your ideal vehicle could be closer than you think with a Westpac auto loan. Having a Westpac auto loan, you might:

  • Get a reduced interest than our other loans that are personal utilizing your vehicle as protection 1
  • Borrow $10,000 – $100,000 to get a unique or car that is used repaying it over 1-7 years (conditions use) 2
  • Pick a repayment regularity to suit you – regular, fortnightly or month-to-month
  • Borrow an extra 10percent for the car’s value to greatly help protect incidentals and on-road expenses, offered the amount that is total in your authorized restriction
  • Conserve time as we’ll manage the payment that is final the dealer or personal seller for you personally.

Westpac Flexi Loan

Just current Westpac customers can make an application for a Flexi Loan online – please call us on 1300 720 697 or go to a branch if you’re perhaps not really a Westpac client.

Westpac Flexi Loan allows you to withdraw funds as much as an agreed limitation without reapplying. This will make the loan helpful if you wish to cover a few expenses at various phases during the period of a long-lasting task, such as for instance house renovation or wedding preparation. Having a Flexi Loan, you can:

  • Spend interest just in your outstanding balance, maybe not the assigned borrowing limit – variable interest of 16.49per cent p.a.
  • Repay what you like whenever you like, over the minimum repayment quantity.
  • Make use of things you need up to a borrowing limit of between $4,000 and $50,000
  • Pay no extra withdrawal, very early repayment charge or exit charges. Withdrawals may prefer to be authorised.

Personal credit line loans need a top degree of control so that you can pay from the loan principal.
Other charges add a $150 establishment fee and $12 service fee that is monthly.

Unsecured Personal Bank Loan

Why pick a Westpac Unsecured Personal Bank Loan?

  • Whatever term you choose, you’ll now get our new lowered rate of 11.99per cent p.a. (contrast rate 13.15% p.a. ^ )
  • Borrow between $4,000 and $50,000 (conditions apply)
  • Pay your loan off between 1 and 7 years
  • Refinance Australian, non-Westpac unsecured loans, charge cards or store cards
  • Access your funds in a Westpac account, within 60 mins of last approval, 24/7. 3

Unsecured Unsecured Loan

Why choose a Westpac Unsecured Unsecured Loan?

  • Whatever term you choose, you’ll now get our brand new lowered price of 11.99% p.a. (comparison price 13.15% p.a. ^ )
  • Borrow between $4,000 and $50,000 (conditions use)
  • Pay your loan down between 1 and 7 years
  • Refinance Australian, non-Westpac unsecured loans, bank cards or shop cards
  • Access your funds in a Westpac account, within 60 minutes of final approval, 24/7. 3

The price the truth is is the rate you’ll get.

11.99% p.a. (contrast price 13.15% p.a. ^) for brand new Unsecured signature loans.

Yes, you can expect to actually get our brand new, lowered rate once you’re authorized. Plus it’s fixed, over 1 year, 7 or somewhere in-between whether you choose to repay it.

Credit requirements and T&Cs apply.

For a big purchase or debt that is consolidating

Unsecured Unsecured Loan

  • A rate that is fixed you want ahead, everbody knows exacltly what the repayments is likely to be
  • Weekly, fortnightly or month-to-month payment
  • Borrow $4,000 – $50,000

We have lowered our price

Whatever term you choose, you’ll now get our price of 11.99per cent p.a. (contrast price 13.15% p.a. 4 )

Buying a brand new or car or truck (lower than 7 yrs. Old)

  • Get a lower life expectancy rate through the use of your car or truck as security 1
  • A rate that is fixed you intend ahead, everbody knows exactly what your repayments should be
  • Weekly, fortnightly or month-to-month repayments
  • Borrow $10,000 – $100,000

For accessing funds as you want them

Flexi Loan

  • A‘line that is reusable of’ facility, to pay for numerous costs without the need to re-apply
  • No repayment that is early exit or redraw fees
  • Submit an application for a borrowing limit between $4,000 – $50,000

Note: These loans require a higher degree of control so that you can spend from the principal.

Learning unsecured loans

All you need to find out about the features and possible uses associated with the fundamental unsecured loan types.

Thinking about consolidating debt?

Seize control having a personal bank loan for debt consolidation reduction.

After a bicycle, jet or boat ski?

Recover the job

Track or complete your application online

Contact us

8am – 8pm, seven days per week

Look for a branch

Check out your neighborhood branch

More to assist you choose

Handle your own personal loan

Helpful tips

Things you must know

Credit requirements, costs, costs, stipulations use.

Any suggestions about this amazing site is basic in nature and it has been ready without taking into consideration your objectives, finances or requirements.

1. Any motor vehicle offered as security must be less than 7 years at the start of the loan to qualify for a lower interest rate. Whether buying brand new or car, the automobile really needs been brought in to Australia by the product manufacturer, and all sorts of the financing criteria came across.

2. It out in less than 2 years, there is a prepayment fee of $175 if you choose a term greater than 2 years, and pay. This fee is waived if you shell out your own personal loan by re-financing to another Westpac loan that is personal.

Use of funds within 60 moments

3. Access to Unsecured personal bank loan funds within 60 moments from last approval is readily available for existing Westpac clients, who use as an individual applicant online, with funds being disbursed in their Westpac that is own account.

4. Contrast rate information

Contrast prices help you comprehend the cost that is true of loan. The contrast price is founded on an Unsecured Personal Loan with that loan quantity of $30,000 and a phrase of 5 years. WARNING: This contrast price applies simply to the example or examples given that can maybe not add all costs and fees. Various amounts and terms can lead to various contrast prices. Costs such as for example redraw fees or very early repayment costs, and price cost savings such as for instance cost waivers, aren’t within the contrast price but may influence the price of the mortgage.